Protective Insurance Company is licensed in all 50 states, Puerto Rico and all Canadian provinces and provides coverage for trucking fleets of all sizes. Protective also offers a public transportation insurance program that provides comprehensive coverage for charter and tour bus companies, school bus contractors and limousine services. These transportation products are marketed by Baldwin & Lyons directly to transportation clients, and through broker and agent intermediaries.

Protective also accepts reinsurance risks from insurance companies and retrocession risks from reinsurance companies. These risks principally reinsure against catastrophic events, including hurricane, windstorm, earthquake, and tornado or hail losses.  

Protective Specialty Insurance Company, an excess and surplus lines insurer, delivers a broad range of sophisticated professional liability risk protection solutions to a wide variety of companies, in addition to underwriting commercial property and liability coverages.

Protective Re fully supports the broker market distribution channel with a team that has strong, long-standing relationships with intermediaries around the world. As part of the continuing initiative to diversify product offerings of the group, Protective Re offers casualty treaty reinsurance capacity both on a proportional and excess of loss basis for a variety of products.

Sagamore Insurance Company is licensed in 49 states and provides private passenger auto insurance products, workers' compensation and commercial auto coverage to small trucking fleets and artisan contractors through the independent agency system. Car owners shopping for insurance can learn more about Sagamore's personal auto program on our consumer site.

B&L Brokerage Services, Inc. offers safety and loss prevention services, claims management and specialized coverages designed to fit the needs of transportation clients. B&L Brokerage Services consultants have the industry experience necessary to understand clients' risk management needs and add value to their insurance programs.

B&L Insurance, Ltd. is domiciled in Bermuda and provides captive insurance company options to customers of the Baldwin & Lyons group.