Baldwin & Lyons helps you operate as efficiently as possible by identifying potential risks and loss exposures, supplementing your safety programs and taking the worry out of claims management.
Baldwin & Lyons’ claims staff averages more than 18 years of experience. We offer our insureds a personal helping hand throughout the life of a claim and use specialized processes to reduce costs.
For some insurance companies, the work ends once a policy is written. At Baldwin & Lyons, that’s when we’re just getting started. We’re a full-service company in a self-serve world.
Our consultants stay on top of the latest trends, regulations, emerging issues and best practices across the industry so we can better manage your exposure to risk and develop your customized loss prevention program.

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 Products & Services

  • Claims Service

    ​Protective Insurance Company offers a direct loss reporting unit, integrated with centralized claim staff, that is available 24 hours a day, seven days a week.

  • Fleet Trucking

    Comprehensive trucking insurance coverage, including liability, cargo, physical damage and workers' compensation for trucking fleets.

  • Independent Contractor

    Workers' compensation, physical damage, non-trucking liability, and occupational, non-occupational and passenger accident insurance for independent contractors.

  • Loss Prevention Services

    Safety and risk management provided by the industry's loss prevention leader to address specific needs.

  • Personal Auto

    Competitive rates for young drivers, individuals with no prior insurance and other risks.

  • Professional Liability

    Sophisticated professional liability risk protection solutions for corporations and firms.

  • Public Transportation

    Coverage for charter and tour bus companies, school bus contractors and limousine services.

  • Reinsurance

    Treaty reinsurance for various products; retrocessional for reinsurers; and property catastrophe for insurance carriers.

  • Workers' CompensationWorkers' compensation programs for many types of businesses.